Accident Insurance


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A Voluntary Benefit offered through Trustmark Solutions

Want to enroll in a Trustmark plan or have questions? Call 1-888-304-6498.

You do everything you can to keep your family safe, but accidents do happen. When they do, it’s good to know you have help to manage the unexpected bills that come with them.

Trustmark Accident insurance is designed to cover unexpected expenses that result from all kinds of accidents even sports-related and household accidents. It provides cash benefits to cover things your health insurance doesn’t.

You can purchase Optional Accident Insurance for yourself, your spouse, dependent children and dependent grandchildren. The benefits pay directly to you regardless of other coverage you may have. You do not have to answer medical questions to purchase the benefit but your spouse must answer a disability question to obtain coverage. As long as you pay the premiums, the policy remains in effect. Rates and benefits do not change because of age. You may continue to purchase the coverage if you leave your employer. Premiums are paid with payroll deduction.

Lump sum payments are made directly to you based on the type and severity of injury, treatment required, hospitalization, transportation and follow up. Download the Accident Claim form.


Some covered injuries include:

  • Broken bones
  • Burns
  • Torn ligaments
  • Cuts repaired by stitches
  • Eye injuries
  • Concussions


Some covered expenses include:

  • Transportation
  • Doctor office visits
  • Hospitalizations
  • Lodging


Please refer to Accident Insurance Rates for more information.