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Small Business Resources

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What do you need?


 Apply for Stabilization Grants and Loans and explore additional programs and options.

 Explore additional federal, state and local resources.


Financial Support

Finances are a key challenge for many small businesses during the pandemic. Explore the resources below to find ways to protect your business and employees.


Do I qualify for financial support?

If you have questions about your eligibility, call the Cuyahoga County Small Business Resource Center at 216-452-9714.

 


What loan programs are available?
Federal, state, and local sources are offering financial assistance for your business, including loans for loss of revenue and loans to help protect your employees. Check back regularly as more programs are added.

 

 

Stabilization Fund Application

The Cuyahoga County Stabilization Fund Cuyahoga County has established a Stabilization Fund to support businesses impacted by COVID-19.

The third round of applications closed on December 3, 2020. Please check back for future updates and information.





Business Assistance

For technical assistance, contact the Small Business Resource Center:


Are there debt relief and deferred cost options?
Debt relief and deferred cost programs can help you financially as you navigate the pandemic. Check back regularly as more programs are added.

 



Employee Retention Credit

This provision of the CARES Act allows taxpayers to defer paying the employer portion of certain payroll taxes through the end of 2020, with all 2020 deferred amounts due in two equal installments, one at the end of 2021, the other at the end of 2022.

  • Payroll taxes that can be deferred include:
    • The employer portion of FICA taxes
    • The employer and employee representative portion of Railroad Retirement taxes
    • Half of SECA tax liability
  • Deferral is not provided to employers receiving assistance through the Paycheck Protection Program.




Rent Payments
Many landlords are showing flexibility in rent payments. Contact your landlord for more information and options.



Utility Payments
Most utilities have agreed not to cut services during the pandemic and several are offering flexible terms for repayment. Contact your utility provider for more information.


How do I avoid COVID-19 scams?
Scammers are actively trying to exploit businesses that are strained because of COVID-19.


Avoiding Losses to Scams
Cuyahoga County Consumer Affairs has advice and resources to help you and your business avoid scams.


Other Guidance and Resources

Explore federal, state, local, and non-governmental resources dedicated to helping your business navigate the COVID-19 pandemic.

Federal


State

  • Learn New Tech Skills
    TechCred helps Ohioans learn new skills and helps employers build a stronger workforce with the skills needed in a tech-infused economy.
  • SharedWork Ohio
    Under a SharedWork plan, the employer reduces the employees’ hours in a uniform manner and Jobs and Family Services supplements eligible employees’ income with a proportionate share of unemployment.
  • State Tax Filing and Payment Extensions
    The deadline to file and pay state income tax without interest or penalty has been extended to July 15 for individual income tax, school district income tax, pass-through entity and fiduciary income tax, and municipal net profit taxpayers that have opted into the state’s centralized filing system.
  • Ohio Banker’s League Information
    The DeWine-Husted Administration has worked with representatives from Ohio’s banking community.
  • Grace Period for Health Insurance Premiums
    All health insurers are required to provide the option of deferring premium payments, interest free, for up to 60 calendar days from each original premium due date. This means that employers can defer their premium payments up to two months, giving them some relief on costs, while keeping their employees insured.


Local


Non-Governmental


Quick Links

 




  
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